Whether you're a first time buyer, or just shopping around for a better rate looking for home owner's insurance can be a pain. Between hundreds of Texas insurance companies, pages and pages of documentation, flashy commercials, rewards programs, and that one person from back in high school that keeps trying to get you on their client list, it can be hard to know where to start.
How to Shop for Texas Homeowners Insurance - What To Know
Starting off on your journey to find the best home insurance, you need to know how much coverage you'll need. This includes the value of your home, belongings, and enough to cover any liability you may one day face. You need to insure for the rebuild cost of your home. You can find out the estimated value through an appraiser, or for a very rough estimate, multiply the square footage of your home by the average cost per square foot in your area, or hire a home appraiser to check the value.
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